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NPS Calculator
Project your National Pension System corpus at 60, plus the lumpsum and monthly pension.
How NPS pays out
You contribute until age 60, and the fund grows like a SIP. At 60, you can withdraw up to 60% as a tax-free lumpsum; the remaining 40% (minimum) must buy an annuity that pays you a monthly pension. This tool assumes the full 40% goes to annuity and that pension equals the annuity corpus times the annuity rate, divided by 12.
Note: returns and annuity rates are assumptions, not guarantees. NPS returns depend on your asset-allocation choice, and annuity rates vary by provider and plan.